:root{
  --bg:#F3F8FF;
  --surface:#FFFFFF;
  --text:#0B1220;
  --muted:#4B5B76;
  --brand:#0F766E;
  --brand2:#1D4ED8;
  --accent:#F43F5E;
  --line:rgba(11,18,32,.12);
  --shadow:0 18px 36px rgba(11,18,32,.10);
  --white:#FFFFFF;
}

*{box-sizing:border-box}
html,body{margin:0;padding:0}
body{
  font-family:"Manrope","Segoe UI",sans-serif;
  background:var(--bg);
  color:var(--text);
  line-height:1.6;
}
img{max-width:100%;display:block}
a{text-decoration:none;color:inherit}

.container{width:min(1120px,92vw);margin:0 auto}
.section{padding:72px 0}
.section-sm{padding:56px 0}

h1,h2,h3{line-height:1.2;margin:0 0 .7rem}
h1{font-size:clamp(2rem,4vw,3.5rem)}
h2{font-size:clamp(1.65rem,3vw,2.4rem)}
h3{font-size:1.2rem}
p{margin:0 0 1rem;color:var(--muted)}

.btn{
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
  height:44px;
  padding:10px 14px;
  font-size:14px;
  border-radius:12px;
  border:1px solid transparent;
  font-weight:700;
  transition:transform .2s ease, background-color .2s ease, border-color .2s ease;
}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:linear-gradient(135deg,var(--brand),var(--brand2));color:var(--white)}
.btn-outline{border-color:var(--line);background:var(--white);color:var(--text)}
.btn-accent{background:var(--accent);color:var(--white)}

.site-header{
  position:sticky;
  top:0;
  z-index:120;
  backdrop-filter:blur(10px);
  background:rgba(243,248,255,.88);
  border-bottom:1px solid var(--line);
}
.nav-wrap{
  min-height:74px;
  display:flex;
  align-items:center;
  justify-content:space-between;
  gap:16px;
}
.brand{
  display:flex;
  align-items:center;
  gap:10px;
  min-width:0;
  font-weight:800;
  letter-spacing:.2px;
}
.brand span{white-space:nowrap}
.brand svg{width:30px;height:30px;flex:none}
.desktop-nav{
  display:flex;
  align-items:center;
  gap:22px;
  font-weight:600;
}
.desktop-nav a{position:relative;padding:6px 0}
.desktop-nav a.active::after,
.desktop-nav a:hover::after{
  content:"";
  position:absolute;
  left:0;
  bottom:-6px;
  width:100%;
  height:2px;
  background:var(--brand2);
}
.header-cta{display:inline-flex}
.menu-toggle{
  display:none;
  width:42px;
  height:42px;
  border-radius:10px;
  border:1px solid var(--line);
  background:var(--surface);
  align-items:center;
  justify-content:center;
  flex:none;
}
.menu-toggle svg{width:20px;height:20px}
.mobile-menu{
  display:none;
  border-top:1px solid var(--line);
  background:var(--surface);
}
.mobile-menu.open{display:block;animation:slideDown .24s ease}
.mobile-menu nav{display:grid;padding:14px 0;gap:8px}
.mobile-menu a{padding:10px 4px;font-weight:600}
.mobile-cta{margin-top:8px}

.hero{
  width:100vw;
  margin-left:calc(50% - 50vw);
  min-height:80vh;
  position:relative;
  display:flex;
  align-items:center;
  background-size:cover;
  background-position:center;
}
.hero::before{
  content:"";
  position:absolute;
  inset:0;
  background:linear-gradient(120deg,rgba(0,0,0,.45),rgba(15,118,110,.3),rgba(29,78,216,.28));
}
.hero-inner{position:relative;z-index:1;padding:92px 0 74px}
.hero-card{
  width:min(680px,94%);
  background:rgba(255,255,255,.92);
  border:1px solid rgba(255,255,255,.45);
  border-radius:20px;
  padding:28px;
  box-shadow:var(--shadow);
}
.hero .actions{display:flex;gap:10px;flex-wrap:wrap;margin:14px 0 8px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:10px}
.chip{
  background:rgba(15,118,110,.08);
  color:var(--text);
  border:1px solid rgba(15,118,110,.2);
  border-radius:999px;
  padding:6px 12px;
  font-size:.86rem;
  font-weight:700;
}

.grid{display:grid;gap:18px}
.grid-4{grid-template-columns:repeat(4,minmax(0,1fr))}
.grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}
.grid-2{grid-template-columns:repeat(2,minmax(0,1fr))}

.card{
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:18px;
  overflow:hidden;
  box-shadow:var(--shadow);
}
.card-body{padding:18px}
.card img{aspect-ratio:16/10;object-fit:cover}

.icon-card{padding:24px;border-radius:18px;background:var(--surface);border:1px solid var(--line);box-shadow:var(--shadow)}
.icon-dot{width:12px;height:12px;border-radius:50%;background:linear-gradient(135deg,var(--brand),var(--brand2));margin-bottom:14px}

.step{padding:22px;border-radius:16px;border:1px dashed rgba(11,18,32,.25);background:var(--surface)}
.step .num{font-weight:800;color:var(--brand2)}

.quote{
  padding:22px;
  border-radius:18px;
  border:1px solid var(--line);
  background:var(--surface);
}
.stars{color:#F59E0B;letter-spacing:1px;font-size:1rem;margin-bottom:8px}

.cta-band{
  border-radius:24px;
  border:1px solid var(--line);
  background:linear-gradient(135deg,rgba(15,118,110,.1),rgba(29,78,216,.1));
  padding:34px;
  box-shadow:var(--shadow);
}

.page-head{
  padding:72px 0 34px;
  background:linear-gradient(180deg,rgba(29,78,216,.08),rgba(15,118,110,.05));
  border-bottom:1px solid var(--line);
}
.page-head .intro{max-width:760px}
.page-head .split{align-items:center}
.page-head .split > img.card{
  width:100%;
  aspect-ratio:16/10;
  object-fit:cover;
  max-height:360px;
}

.split{
  display:grid;
  gap:22px;
  grid-template-columns:1.15fr .85fr;
  align-items:start;
}
.split > img.card{
  width:100%;
  aspect-ratio:4/3;
  object-fit:cover;
  max-height:420px;
}
.list-clean{margin:0;padding:0;list-style:none}
.list-clean li{position:relative;padding-left:22px;margin:10px 0;color:var(--muted)}
.list-clean li::before{content:"";position:absolute;left:0;top:.6em;width:10px;height:10px;border-radius:50%;background:var(--brand)}

.tool-card{
  padding:22px;
  background:var(--surface);
  border:1px solid var(--line);
  border-radius:18px;
  box-shadow:var(--shadow);
}
.field{display:grid;gap:6px;margin-bottom:12px}
label{font-weight:700;font-size:.95rem}
input:not([type="checkbox"]):not([type="radio"]),select,textarea{
  width:100%;
  border:1px solid rgba(11,18,32,.2);
  border-radius:12px;
  padding:12px 12px;
  background:var(--white);
  font:inherit;
}
textarea{min-height:130px;resize:vertical}
input[type="checkbox"],
input[type="radio"]{
  width:auto;
  height:auto;
  padding:0;
  border:0;
  accent-color:var(--brand2);
}
.error{color:#b42318;font-size:.84rem;display:none}
.error.show{display:block}
.helper{font-size:.9rem;color:var(--muted)}

.result{
  margin-top:12px;
  padding:14px;
  border:1px solid rgba(15,118,110,.25);
  border-radius:12px;
  background:rgba(15,118,110,.07);
}

.timeline{display:grid;gap:12px}
.timeline-item{
  padding:16px;
  border-radius:14px;
  border:1px solid var(--line);
  background:var(--surface);
  display:grid;
  grid-template-columns:auto 1fr;
  gap:12px;
  align-items:start;
}
.timeline-badge{
  width:28px;
  height:28px;
  border-radius:50%;
  background:linear-gradient(135deg,var(--brand),var(--brand2));
  color:var(--white);
  display:grid;
  place-items:center;
  font-weight:800;
  font-size:.85rem;
}

.checklist .item{
  display:flex;
  gap:10px;
  align-items:flex-start;
  padding:10px;
  border:1px solid var(--line);
  border-radius:12px;
  margin:8px 0;
  background:var(--surface);
  width:100%;
  overflow-wrap:anywhere;
  word-break:break-word;
}
.checklist .item input{
  flex:none;
  margin-top:2px;
  transform:translateY(2px);
}
.progress-wrap{margin-top:12px}
.progress-bar{height:10px;border-radius:999px;background:rgba(11,18,32,.12);overflow:hidden}
.progress-fill{height:100%;background:linear-gradient(90deg,var(--brand),var(--brand2));width:0;transition:width .25s ease}

.accordion{display:grid;gap:10px}
.acc-item{border:1px solid var(--line);border-radius:12px;background:var(--surface)}
.acc-btn{
  width:100%;
  text-align:left;
  border:0;
  background:none;
  padding:16px;
  font-weight:700;
  display:flex;
  justify-content:space-between;
  gap:12px;
}
.acc-panel{display:none;padding:0 16px 16px;color:var(--muted)}
.acc-item.open .acc-panel{display:block}
.acc-item.open .acc-btn span{transform:rotate(45deg)}
.acc-btn span{transition:transform .2s ease;display:inline-block;font-size:1.2rem}

.form-layout{
  display:grid;
  grid-template-columns:1.1fr .9fr;
  gap:20px;
  align-items:start;
}
.side-note{padding:20px;border-radius:18px;border:1px solid var(--line);background:var(--surface);box-shadow:var(--shadow)}
.toast{
  position:fixed;
  right:16px;
  bottom:16px;
  background:#0c5f58;
  color:#fff;
  padding:12px 16px;
  border-radius:12px;
  box-shadow:var(--shadow);
  transform:translateY(20px);
  opacity:0;
  pointer-events:none;
  transition:all .25s ease;
  z-index:200;
}
.toast.show{transform:translateY(0);opacity:1}

.site-footer{
  margin-top:72px;
  background:#0E1A30;
  color:#CAD4EA;
  padding:54px 0 26px;
}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:20px}
.site-footer h4{color:#fff;margin:0 0 10px}
.site-footer ul{list-style:none;margin:0;padding:0}
.site-footer li{margin:8px 0}
.site-footer a{color:#CAD4EA}
.site-footer a:hover{color:#fff}
.socials{display:flex;gap:10px;margin-top:10px}
.socials a{display:grid;place-items:center;width:34px;height:34px;border:1px solid rgba(255,255,255,.22);border-radius:50%}
.disclaimer{margin-top:20px;padding-top:16px;border-top:1px solid rgba(255,255,255,.16);font-size:.92rem;color:#9FB0CF}

.scroll-top{
  position:fixed;
  right:16px;
  bottom:18px;
  width:42px;
  height:42px;
  border-radius:12px;
  border:1px solid var(--line);
  background:var(--surface);
  display:none;
  place-items:center;
  box-shadow:var(--shadow);
  z-index:110;
}
.scroll-top.show{display:grid}

body.menu-open{overflow:hidden}

@keyframes slideDown{
  from{opacity:0;transform:translateY(-8px)}
  to{opacity:1;transform:translateY(0)}
}

@media(max-width:1024px){
  .grid-4{grid-template-columns:repeat(2,minmax(0,1fr))}
  .grid-3{grid-template-columns:repeat(2,minmax(0,1fr))}
  .split,.form-layout{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}

@media(max-width:768px){
  .desktop-nav,.header-cta{display:none}
  .menu-toggle{display:inline-flex}
  .mobile-menu{display:none}
  .section{padding:56px 0}
  .page-head{padding:56px 0 24px}
  .hero-inner{padding:74px 0 54px}
  .hero-card{padding:20px}
  .grid-3,.grid-2{grid-template-columns:1fr}
  .nav-wrap{min-height:66px}
  .page-head .split > img.card{
    aspect-ratio:16/9;
    max-height:240px;
  }
  .form-layout{gap:16px}
  .checklist .item{
    font-size:.95rem;
    line-height:1.45;
    padding:10px 12px;
  }
  .progress-wrap{margin-top:10px}
  .progress-bar{height:9px}
}

@media(max-width:480px){
  .btn{height:40px;padding:8px 12px;font-size:13px}
  .brand span{font-size:.98rem}
  .brand svg{width:26px;height:26px}
  .footer-grid{grid-template-columns:1fr}
}

@media (prefers-reduced-motion: reduce){
  *,*::before,*::after{animation:none !important;transition:none !important;scroll-behavior:auto !important}
}