What’s Included in Third-Party
- Legal liability for third-party injury or death.
- Damage caused to third-party property.
- Mandatory baseline compliance for road use.
- Does not usually cover own-vehicle damage.
Coverage & Add-ons
Compare protection levels and add-ons with clarity before you decide. We focus on practical, road-ready coverage decisions.
What Comprehensive Usually Covers
- Own-damage from accidents, natural events, and theft.
- Third-party liability protection.
- Fire and major accidental event losses.
- Higher protection depth for newer vehicles.
Add-ons That Improve Protection
- Roadside Assistance
- Zero Depreciation
- Engine Protect
- Personal Accident Cover
- Return to Invoice
What to Check Before Renewal
- Claim history and no-claim bonus impact.
- Updated IDV and vehicle age profile.
- Required add-ons based on use pattern.
- Any change in city, usage, or ownership details.
Coverage Checker
Front-end guidance only. Final coverage and pricing depend on insurer underwriting.